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Paul Tinkler: Is there such a thing as a ‘safe’ withdrawal rate?

Plenty of research may suggest 4% a year can be 'safely' withdrawn from pension pots over the long term but, writes Paul...

Bernadette Lewis: Can LISAs outshine pensions for retirement?

Lifetime ISAs (LISAs) are an attractive option for those saving for their first home. They offer a 25% bonus on savings up to £4,000 a...

Gareth James: Make ISAs simple again

If you were asked to name one factor that increases engagement with retirement saving what would you choose? To me, the choice is simple,...

Peter Doherty: How to de-risk a DB pension transfer

First, and critically, a defined benefit (DB) transfer is an irreversible transfer of risk from a pension scheme to an individual. The premium paid...

Adrian Boulding: Strategies to avoid income ‘over-drawdown’

The issue of safe withdrawal rates - sometimes called sustainable income rates - has come increasingly into the spotlight for advisers serving baby-boomers who are...

RP case studies: Taking benefits to fund a grand design

Every client will have their own needs and desires that are hugely significant to them and therefore to their adviser in helping them to...

Peter Hopkins: Why pension freedom brought about the MPAA

Pension freedoms, among other things, brought us the money purchase annual allowance (MPAA). Perhaps not quite as bad as the tapered annual allowance, but like...

Alan Morahan: Taxing times for prudent pension savers

The Chancellor's inaugural Spring Statement did not include any pension policy announcements, which was very much as expected - after all, Philip Hammond had...
Rewriting the rules on retirement planning

Neil MacGillivray: A duty of care and some common sense

You will in all likelihood have seen the headlines in some of the Sunday papers and in the financial press at the end of...

Lawyers not working with IFAs despite growing market demand

Although the majority of lawyers fear their property finance knowledge is out of date, more than a third have failed...

Popular articles

Alan Morahan: Taxing times for prudent pension savers

The Chancellor's inaugural Spring Statement did not include any pension policy announcements, which was very much as expected - after all, Philip Hammond had...