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George Houston: Financial planning for the ‘what if’ situation

I started training for a marathon recently. It will be my third. And my last (yes, I did say that last time too). Training to...

Autumn Budget 2017: Lifetime allowance increase confirmed

Budget papers have confirmed the lifetime allowance (LTA) for pensions will increase to £1,030,000 for the tax year 2018/19.

Fiona Tait: What MPs need to know about pension freedoms

There were some very good points made in the recent work and pensions committee’s evidence session which, if translated into action, could make a...

Are DB transfers fundamentally changing how clients find advisers?

One of the first hints of a changing wind in client procurement came from Prudential's 2017 Adviser Barometer report, which pointed to some surprising changes...

Steve Cameron: Lack of DB transfer clarity still worrying advisers

The attraction of pension freedom, coupled with rocketing transfer values and growing concern over the adequacy of defined benefit (DB) scheme funding, is fuelling...

Jason Hollands: Five areas to watch in the Budget

Chancellor of the Exchequer Philip Hammond goes into tomorrow's Budget with an unenviable hand. The government has a wafer-thin majority in parliament and has been...

Pension rule stability unlikely as govt seeks to curb costs – Gregg McClymont

Government changes to retirement rules will not stop anytime soon as pension provision and tax relief continue to take up an increasing share of...

Advice firm’s DB transfer Facebook ads ‘fly in the face’ of FCA concerns

An advice firm placing defined benefit (DB) transfer adverts on Facebook is accentuating clients' inherent biases towards a large transfer value and goes against...

Chris Knight: Don’t let annuities get written out of the picture

Some might conclude it is not looking too good for the annuities market at the moment. The recent Financial Conduct Authority (FCA) bulletin, for example,...

DB transfer values hold steady after September dip

Defined benefit (DB) transfer values remained stable throughout October after a turbulent drop in September, according to Xafinity's transfer value...

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Helen O’Hagan: The ‘WHAT’ of Trusts – Excluded property trusts

In the fourth article in her series in trusts, Helen O’Hagan aims to make the trust journey simple and less complex. Previously she’s looked at gift...