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Adrian Boulding: Advisers can thrive in ‘tougher’ DB transfer market

Just before Easter, the Financial Conduct Authority (FCA) published its much-awaited policy statement (PS18/6) detailing the new safeguards it requires of all...

Paul Tinkler: Is there such a thing as a ‘safe’ withdrawal rate?

Plenty of research may suggest 4% a year can be 'safely' withdrawn from pension pots over the long term but, writes Paul...

Bernadette Lewis: Can LISAs outshine pensions for retirement?

Lifetime ISAs (LISAs) are an attractive option for those saving for their first home. They offer a 25% bonus on savings up to £4,000 a...

Peter Doherty: How to de-risk a DB pension transfer

First, and critically, a defined benefit (DB) transfer is an irreversible transfer of risk from a pension scheme to an individual. The premium paid...

Adrian Boulding: Strategies to avoid income ‘over-drawdown’

The issue of safe withdrawal rates - sometimes called sustainable income rates - has come increasingly into the spotlight for advisers serving baby-boomers who are...

RP case studies: Taking benefits to fund a grand design

Every client will have their own needs and desires that are hugely significant to them and therefore to their adviser in helping them to...

Survival expectations can make annuities seem a ‘bad deal’ – IFS

People's expectations of how long they will survive can make annuities seem like they are a bad deal, the Institute for Fiscal...

Peter Hopkins: Why pension freedom brought about the MPAA

Pension freedoms, among other things, brought us the money purchase annual allowance (MPAA). Perhaps not quite as bad as the tapered annual allowance, but like...

Alan Morahan: Taxing times for prudent pension savers

The Chancellor's inaugural Spring Statement did not include any pension policy announcements, which was very much as expected - after all, Philip Hammond had...

Will Wynne: How pensions will get personal in a whole new way

To any advisers dazzled, like a rabbit in headlights, by the complexity of futuristic pensions technology - or to those who scratch their heads,...

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Adrian Boulding: Advisers can thrive in ‘tougher’ DB transfer market

Just before Easter, the Financial Conduct Authority (FCA) published its much-awaited policy statement (PS18/6) detailing the new safeguards it requires of all...