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Guaranteed annuity sales in ‘quiet revolution’ post-pensions freedom – Canada Life

Sales of ‘money-back’ guaranteed annuities accounted for more than one in ten (15%) of plans sold by Canada Life in the past...

Andy Boniface: Platforms ‘falling short’ on pensions freedom promise

Advised platforms risk losing assets over a lack of pension income options, writes Andy Boniface

Industry stalwarts launch virtual retirement income planning service

A virtual retirement income planning service, Chancery Lane, has been launched for clients with pots of more than £250,000.

Advisers favour modelling tools over 4% rule for ‘safe’ income drawdown

Advisers have moved on from the traditional 4% rule when determining safe income drawdown withdrawal rates with a shift towards the use of modelling tools, research finds.

Nick Flynn: Will FCA Consumer Duty rules finally fix OMO?

Nick Flynn explores FOMO - fear of the open market option - something he hopes will be overcome when the FCA implements its Consumer Duty measures...

Chris Jones: Determinism in the future of retirement planning

Chris Jones looks at determinism in the future of retirement planning. And music legend Tom Jones. Which is not unusual...

Enter now: Gold Standard Awards 2021 open for DFMs and financial advisers

Enter now: Gold Standard Awards 2021 open for DFMs and financial advisers

Centralised retirement propositions: A tool for modern risk management?

As advisers place greater focus on managing income and cash flow modelling of higher-risk investments later in life, a centralised retirement proposition is becoming an increasingly attractive option, writes Tom Higgins

Value destruction risk at retirement ‘so big’ government must intervene – LGIM

The value destruction of a savers’ pension at the point of retirement is “huge” and personalised guidance is vital to prevent members knocking out years of savings, according to industry experts.

Nominations open for Women in Financial Advice Awards 2021

RP and PA are pleased to announce that nominations for the 2021 Women in Financial Advice Awards are now open.
 

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Chris Jones: Go on, treat yourself (or your future self)

Chris Jones looks at purchasing decisions and who is really in control. Especially when your hotel stay includes a slap-up breakfast when you know you prefer porridge...