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Greg Neilson: Glimmers of an annuity market renaissance

Despite pension freedom and the recent dip in rates, annuities still provide a source of certainty for three emerging groups of retirees, according to Greg Neilson.

David Downie: Tackling the DB transfer ‘appropriate limit’ hurdle

DB transfers that breach the 'appropriate limit' can have serious tax implications if a client has enhanced protection, writes David Downie. Here, he looks at how advisers can avoid this outcome and use partial transfers to their advantage

RP case studies: SSAS innovation harvests farming family tax saving

In the latest RP case study, Dentons' Stephen McPhillips runs through a fascinating SIPP/SASS/wind turbine scenario which brought about substantial tax savings for a farming family.

Jonathan Simmons: Thinking outside the IHT box

Stellar AM's Jonathan Simmons looks at the traditional solutions to inheritance tax and some alternative options for clients.

Half of workers plan part-time employment in ‘retirement’

More than half of people say they plan to work at least part-time during their retirement with the average worker planning to leave their primary job aged 66, according to research.

Pension freedom withdrawals top £30bn

Some 327,000 people accessed their retirement savings using pension freedom rules withdrawing £2.4bn in the third quarter of the year, latest figures from HM Revenue & Customs (HMRC) reveal.

Womens’ pension prospects dulled by ‘reckless conservatism’

The tendency for women to be more risk-adverse than men is a major contributor to pension inequality in the UK, according to research from Cass Business School and the University of Bristol.

FCA’s refreshed wake-up packs ‘still not enough’ for savers

The Financial Conduct Authority's (FCA's) reformed pension wake-up packs coming into effect this week are "still not enough" for most savers, according to education provider Wealth at Work.

Andrew Aldridge: Understanding the tax-efficient investment process

When assessing tax-efficient investments, writes Andrew Aldridge, it is important to understand the similarities and differences between mainstream investing and unquoted, early-stage stocks.

Danielle Byrne: The fundamentals of fixed protection

Danielle Byrne looks at the complex rules around pension contribution limits and urges the powers that be to make much-needed simplifications
 

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Collective action could prevent ‘Gen X’ retirement shortfall

Collective action from government, the financial services industry and employers could help ensure savers in Generation X do not retire with insufficient funds, a study has found.