Home Regulation


Greg Kingston: The uncomfortable history of SIPP regulation

Greg Kingston takes a detailed look at the 'uncomfortable' history of SIPP regulation and says the regulator’s understanding of providers and the wider industry continues to evolve.

David Downie: Tackling the DB transfer ‘appropriate limit’ hurdle

DB transfers that breach the 'appropriate limit' can have serious tax implications if a client has enhanced protection, writes David Downie. Here, he looks at how advisers can avoid this outcome and use partial transfers to their advantage

Contingent charging ban could ‘severely’ cut DB advice supply

Tougher regulation of defined benefit (DB) advice could result in a "sharp shrinkage" in supply leaving consumers more vulnerable, Aegon has warned.

Pensions bill derailed again as general election called

The pension schemes bill will face yet another delay as the UK seems set to have its third general election in five years on 12 December.

Lisa Webster: Will investment pathways fuel pension disengagement?

Is 'auto-everything' the next step for pensions? That's the direction of travel from the FCA, according to Lisa Webster. Here she explores if true advice will become the preserve of HNW clients.

FCA’s refreshed wake-up packs ‘still not enough’ for savers

The Financial Conduct Authority's (FCA's) reformed pension wake-up packs coming into effect this week are "still not enough" for most savers, according to education provider Wealth at Work.

No evidence of opt-out surge after April contribution rate hike- TPR

There has been no evidence to suggest that a “significant number” of people have opted out of their pension scheme after the final contribution rate hike, The Pensions Regulator (TPR) has said.

TPR further delays DB funding code consultation until ‘things have settled down’

The Pensions Regulator (TPR) will now seek to publish the first of two consultations on a revised defined benefit (DB) funding code in the...

Coutts tops FCA pension complaints list

Coutts & Company received by far the most complaints for decumulation and pensions per 1,000 policies sold between January and June this year, according to FCA data.

Lifetime allowance becoming ‘less generous’ despite increase

The lifetime allowance (LTA) is becoming less generous to pension savers despite it rising to £1,073m from April next year, providers have said.

Popular articles

Gareth James: Standing up for the PLSA’s retirement living standards

Saving initiatives, such as the PLSA’s retirement living standards, need support not criticism from financial services professionals, writes Gareth James. Here he explains why picking apart a well-intentioned idea doesn’t help anyone.