Retirement income

Taking a leap of faith with defined benefit transfers

Taking a leap of faith with defined benefit transfers

  The government's flagship retirement policy, pensions freedom and choice, gives over 55s complete access to their defined contribution (DC) pension pots from 6 April. The...
Exploring key risk factors in retirement planning

Retirement planning risk factors

When babyboomers got their first job their retirement planning responsibilities were often on the shoulders of their employers. Now, as they come to retire,...
Rebooting retirement income

It’s a game changer: Vince Smith-Hughes on death benefits

Speaking at the first Retirement Planner breakfast briefing, in association with Prudential, Vince Smith-Hughes gave advisers in the room insight on the package of...
Drilling into drawdown: Before and after 6 April

Drilling into drawdown: Before and after 6 April

'Radical' is surely the right word to describe the changes to pensions coming into effect from 6 April. Alterations to death benefit rules should also...
Bright idea: LTC funding via flexi-access drawdown

Bright idea: LTC funding via flexi-access drawdown

An ageing population brings with it the inevitable increase in demand for social care. Paying for long-term care is a big issue - not just for...
Three golden rules: Key Retirement Solutions' new approach

When it comes to income investing knowledge is power

Low interest rates have received what seem like relentless media attention over the past couple of years. So I was genuinely flabbergasted when a survey from J.P. Asset Management...
Market movements: TPAS talks guidance and advice

TPAS’ Michelle Cracknell: ‘We really want to keep people positive about pensions’

Delivering on George Osborne's promise of "free, impartial guidance for all retirees" was never going to be a simple task. Starting from scratch with a...
What could possibly go wrong?

RP Inquiry: Analysing the FCA’s retirement income market study

Retirement Planner's monthly survey of readers asked for opinion on the Financial Conduct Authority's (FCA) latest retirement income market study. The regulator's paper found some...
SIPP investors and the big interest rate squeeze

SIPP investors face even lower cash interest rates

Low interest rates on self-invested personal pension (SIPP) accounts have long plagued retirement savers, but things are about to get a little bit worse,...
Income funds: The answer to the pensions conundrum?

The next big thing: Income funds set to soar post-pensions freedom

George Osborne dropped a retirement income bombshell in his 2014 Budget leaving asset managers rubbing their hands in anticipation. Pensions freedom and choice removed near...
 

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Chris Jones: No investor is an island

Chris Jones imagines a remote island scenario through the prysm of retirement planning in his latest article for RP