Regulation

A potential surge in pension transfer requests as a result of the economic fallout from lockdown could see demand for advice rocket, putting increased pressure on the profession, the Personal Finance Society (PFS) has warned.

The long-running HM Revenue & Customs (HMRC) v Parry & Ors case, otherwise known as the Staveley case, has concluded Staveley’s actions gave rise to an inheritance tax bill, bringing clarity around pension transfers or switches made in ill-health.

Justin Corliss looks at the FCA's latest pension transfer rules for advisers and questions if 'destination workplace pension' is the right fit for all clients...

Stephen McPhillips assesses if mixed-use property can be bought through self-invested pension schemes

Gareth James reflects on the difference between regret and disappointment and warns drawdown investment pathways could be an experiment the FCA comes to regret...

The big news for most people from the mini-Budget wasn’t that they can get £10 off their Monday burger and chips, writes Laura Suter, but instead that they can save thousands if they move house. Here, she explores what effects the temporary stamp duty cut could have on buyers and the wider housing market.

The options for overhauling pensions tax relief outlined in the government’s call for evidence earlier this week may still be too complex to be workable, according to pension experts.

The government has admitted it has never provided a “straightforward and proportionate” solution to the challenges in the current pensions tax relief system in an official call for evidence on the topic.

Almost all (95%) investigations presented to The Pensions Ombudsman (TPO) were completed without needing a determination, following changes to simplify the complaints process.

Michael Ambery argues that AE faces a potential key fork in its journey, with the government missing a prime opportunity with its coronavirus Kick Start Scheme, and employers need to step up instead.