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A case study special on death benefits post-pensions freedom

Adviser checklist: Pensions freedom pointers

Pensions freedom gives increased flexibility to consumers looking to access their pension pots and gives advisers the opportunity to engage and, of course, offer...

Mike Morrison: The thorny issue of DB transfer advice

The always thorny topic of transfers from defined benefit (DB) schemes to defined contribution (DC) arrangements (self-invested personal pension or personal pensions included) is...

Why a default retirement pathway is essential under pensions freedom

After much fanfare, debate and speculation, the government's brand new pensions freedom reforms are almost here. These new flexibilities have the potential to bring real...
Rewriting the rules on retirement planning

Missed opportunity: Osborne should have canned lifetime allowance

Last year's Budget packed such a powerful pensions punch that the 2015 announcement felt a bit limp in comparison. The new flexibilities announced in 2014...

Can Osborne’s second-hand annuity market get off the ground?

George Osborne used his pre-election Budget to confirm plans to allow pensioners to sell their annuity contracts for cash. The Chancellor (pictured) said he wanted...
Sanity check: SIPP operator business risks uncovered

Sanity check: SIPP operator business risks uncovered

There has been significant coverage of the third thematic review undertaken by the Financial Conduct Authority (FCA) into the operation of self-invested personal pension...
Bright idea: LTC funding via flexi-access drawdown

RP Inquiry: Was pensions freedom a policy made ‘on the hoof?’

George Osborne's pensions freedom bombshell, dropped in March last year, was widely welcomed by the pensions industry, but brought a raft of time pressures...
Behavioural finance: What would you choose?

The emotional side of pensions freedom and choice

Advisers will be familiar with helping clients work through the emotional aspects of making retirement income decisions. In the past the average retiree based that...
Taking a leap of faith with defined benefit transfers

Taking a leap of faith with defined benefit transfers

  The government's flagship retirement policy, pensions freedom and choice, gives over 55s complete access to their defined contribution (DC) pension pots from 6 April. The...
What could possibly go wrong?

Is there a risk of information overload on pensions?

The biggest package of pension reforms in a generation, now just days away, will bring freedom and choice to retirees. There is no doubt people will have...
 

Popular articles

Neil Jones: Sibling rivalry – maybe not for IHT

Neil Jones looks at the latest IHT development - updates to the rules concerning gifts between siblings - and asks if this is a taste of things to come...