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Rewriting the rules on retirement planning

Missed opportunity: Osborne should have canned lifetime allowance

Last year's Budget packed such a powerful pensions punch that the 2015 announcement felt a bit limp in comparison. The new flexibilities announced in 2014...
Playing catch-up to gain pension freedom

Using past allowances to get the drop on pension freedom

Now may be the right time to play catch-up for any clients who have neglected their pension savings in recent years or have relied...
Making it work: Getting the most out of pensions freedom

Making it work: Getting the most out of pensions freedom

The new pension rules are the most radical in living memory, and the most positive aspect is that they empower people to create the...
Retirement wrappers: Do pensions still trump ISAs?

Retirement wrappers: Do pensions still trump ISAs?

Speaking at the second Retirement Planner breakfast briefing, in association with Prudential, head of technical Les Cameron gave advisers in the room his take on...
Lasting power of attorney: All you need to know

Lasting power of attorney explained

Most of us take it for granted that we will go on being able to manage our finances for the rest of our lives,...
Rewriting the rules on retirement planning

Out with the old: Retirement planning rules rewritten

The retirement planning rule book has truly been turned on its head by pensions freedom and choice, due to come into force on Easter...
SIPP rebirth: The most flexible pension product ever?

Full flexibility: Will pensions freedom shine the light on SIPPs?

The pensions landscape has been under constant change for decades and the self-invested personal pension (SIPP) is changing again in 2015. Financial advisers will play...

Become a shareholder as part of IHT planning

Making financial gifts later in life in the context of planning for reducing inheritance tax (IHT) bills usually comes with the caveat that it...
Rebooting retirement income

It’s a game changer: Vince Smith-Hughes on death benefits

Speaking at the first Retirement Planner breakfast briefing, in association with Prudential, Vince Smith-Hughes gave advisers in the room insight on the package of...
Drilling into drawdown: Before and after 6 April

Drilling into drawdown: Before and after 6 April

'Radical' is surely the right word to describe the changes to pensions coming into effect from 6 April. Alterations to death benefit rules should also...
 

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Gareth James: Regrets, I’ve had a few…..

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