Bernadette Lewis casts her technical eye over drawdown and mental capacity. Here, she outlines what could happen should clients suffer from conditions such as dementia in older age
A record £2.3bn was withdrawn from pensions under Freedom and Choice in the second quarter of this year, reports James Phillips.
It's time for advisers to look more seriously at blending drawdown and annuity income as retirement needs change and income guarantee requirements compete with the desire for exposure to higher growth asset classes, writes Adrian Boulding
There is no certainty what the autumn Budget might bring for pensions but, writes Jason Hollands, it would be naïve to think any changes will make them more attractive than they currently are for higher-rate taxpayers
Rob McMurrich looks at three eye-catching pension saving innovations and asks if these 'hares' are overtaking the 'tortoise' policy of auto-enrolment and more traditional products...
Is ever-increasing engagement with pension savings always the right thing? Here Adrian Boulding argues a little knowledge can be a dangerous thing for people not prepared to put the effort into getting to grips with their finances...
Andrew Pennie looks at the PLSA's recent retirement income research paper, Hitting the Target. He argues the research misses a golden opportunity to highlight the value of financial advice
With rumours of flat-rate tax relief circulating once again, Neil MacGillivray suggests advisers might want to bring up the subject with clients who are in a position to make further contributions ahead of the Budget
Regional categories for Financial Adviser of the Year
In the latest RP case study, Jessica List looks at a quirk in the rules governing UFPLS and enhanced protection of tax-free cash