Retirement income

FCA fines Henderson £1.9m over ‘closet trackers’

The FCA has fined Henderson Investment Funds Limited (HIFL) nearly £1.9m for overcharging retail investors in its Henderson Japan Enhanced Equity and the Henderson North American Enhanced Equity funds.

CII initiative launches manifesto to boost female financial resilience

The CII's Insuring Women's Futures Initiative has launched its 2019 manifesto and outlined guidance for financial services firms to help female financial resilience.

Greg Neilson: Glimmers of an annuity market renaissance

Despite pension freedom and the recent dip in rates, annuities still provide a source of certainty for three emerging groups of retirees, according to Greg Neilson.

David Downie: Tackling the DB transfer ‘appropriate limit’ hurdle

DB transfers that breach the 'appropriate limit' can have serious tax implications if a client has enhanced protection, writes David Downie. Here, he looks at how advisers can avoid this outcome and use partial transfers to their advantage

RP case studies: SSAS innovation harvests farming family tax saving

In the latest RP case study, Dentons' Stephen McPhillips runs through a fascinating SIPP/SASS/wind turbine scenario which brought about substantial tax savings for a farming family.

Jonathan Simmons: Thinking outside the IHT box

Stellar AM's Jonathan Simmons looks at the traditional solutions to inheritance tax and some alternative options for clients.

Half of workers plan part-time employment in ‘retirement’

More than half of people say they plan to work at least part-time during their retirement with the average worker planning to leave their primary job aged 66, according to research.

Pension freedom withdrawals top £30bn

Some 327,000 people accessed their retirement savings using pension freedom rules withdrawing £2.4bn in the third quarter of the year, latest figures from HM Revenue & Customs (HMRC) reveal.

Womens’ pension prospects dulled by ‘reckless conservatism’

The tendency for women to be more risk-adverse than men is a major contributor to pension inequality in the UK, according to research from Cass Business School and the University of Bristol.

FCA’s refreshed wake-up packs ‘still not enough’ for savers

The Financial Conduct Authority's (FCA's) reformed pension wake-up packs coming into effect this week are "still not enough" for most savers, according to education provider Wealth at Work.
 

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