Retirement income

Bob Champion: Default pathways will be ‘taken up by many’ but ‘appropriate for few’

As a result of its retirement outcomes review, the Financial Conduct Authority (FCA) is consulting on whether an unadvised individual who moves into income...

Laura Suter: How has investor behaviour changed since pension freedom?

Far from pension freedom leading to extremes of everyone draining their pot and splurging the money - though undoubtedly there must have...

RP Case Study: Changes to pension guarantee credit

From 15 May 2019, the rules affecting pension guarantee credit (PGC) are changing. In its simplest form PGC will, from 6 April 2019, provide...

Laura Suter: Six funds to consider in times of volatility

The jittery markets at the end of last year no doubt led to some advisers getting more pre-Christmas calls from their clients than usual...

Majority of grieving savers could be needlessly paying IHT

Thousands of bereaved partners could be paying unnecessary tax on cash ISA savings inherited from loved ones, a freedom of information request...

Bob Champion: Who delivers what the consumer needs in retirement?

Roughly 15% of defined benefit (DB) pension schemes offer partial transfers. Now a household name, Ford has joined the club. It has recently announced...

UK workers need to save less for retirement than other countries, finds research

Fidelity International has created global retirement savings guidelines to help employers and employees understand how much is needed to save for retirement.

Half of over-40s have ‘basic’ retirement understanding – Just Group

Only half of those aged 40 or above have a 'basic understanding' of the key factors that will influence their...

Martin Jones: Will the Budget bring changes to the rules on tax-free cash and...

Chancellor Philip Hammond is due to deliver his autumn Budget on 29 October. As far as pensions are concerned, the speculation has mainly focused...

Annuities the ‘missing asset class’ for sustainable retirement income

Retirees could benefit from more sustainable income and higher death benefits by including guaranteed income in the asset mix of their portfolios at retirement,...
 

Popular articles

Kirsty Anderson: Lifestyle planning for the 21st century

Planning a glide path to retirement with the use of a modern lifestyle strategy should be part of a client’s thinking long before they leave the office, writes Kirsty Anderson