Retirement income

‘Ban commission outright’: Five IFAs’ general election wishes

With just weeks to go until voters take to the polls in the general election, Retirement...

Almost one in five would sell annuity – poll

Almost one in five annuitants would consider taking advantage of government plans permitting them to sell their right to the income for cash, according...

The myriad ways to invest a £300k pension pot

Most prudent savers have adopted a “wait and see” approach rather than rushing to make decisions in the first two weeks of the new pension freedoms. They now have unrestricted access to their pension pots, whereas in the past many had no option but to buy an annuity. For some a reliable income will be the priority, whereas others will focus on what they can leave to their children.

Taking a leap of faith with defined benefit transfers

Searching questions: What clients need to ask themselves about retirement income

We are in a new age of increased financial responsibility. At some point, you and I will face a choice between purchasing an annuity...

Pensions freedom and care costs: How to get the balance right

The coalition government will be known for its pension reforms. These include: • Freedom of access to private money purchase pensions from April 2015 • Major...
Making it work: Getting the most out of pensions freedom

New world: How platforms are adapting to pensions freedom

Last year's Budget is in the distant past, but the memory and impact remains and will continue well past the initial weeks of pensions freedom and...
An alarming lack of knowledge

Citizens Advice sounds stark pensions fraud warning

Sophisticated fraudsters are increasing their activity in the pensions space as they try to take advantage of 'cash rich' retirees, according to Citizens Advice. The...

Death benefits: Mike Morrison explores potential pitfalls

Undoubtedly, one of the biggest changes to the pension rules has been the removal of the so-called ‘death tax' of 55% on crystallised funds. There...
What could possibly go wrong?

Pensions freedom: What could possibly go wrong?

Pensions freedom and choice, first announced in the 2014 Budget, certainly took the industry by surprise. Chancellor George Osborne kept his cards close to...

What should I do with a 100k pension pot? Must I pay for...

I'm looking for what to do with my pension pot in a few months when I retire. My wife feels strongly that when we are retired, possibly facing unknown physical and mental health conditions we do not want to be having to take action, research data or make decisions about our income, or even face the volatility that equity investments may bring.

 

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