Retirement income

Blog: ‘Restrictive and prejudicial’ lifetime allowance must go

Now that we have a clear Conservative majority, albeit a small one, what are the likely implications for the government's pensions policy in the...
What could possibly go wrong?

New world decumulation: Does conventional wisdom still apply?

Over previous weeks, this series of articles has looked at two broad issues, specifically longevity and later life investment strategies, that planners need to consider when...

Why multi-asset funds will fail drawdown investors

It is now 20 years since legislation allowed income to be drawn down from pension plans without the need to buy an annuity. Since that...

Pension tracing failures: Expats lose £850m

About 250,000 expat pensioners are missing out on as much as £850m in lost pension benefits simply because UK pension scheme trustees...

Govt guarantees state pension triple lock until 2020

The government has pledged to keep the triple lock on state pension increases until 2020...
Making it work: Getting the most out of pensions freedom

Two-thirds of DC pension schemes offering pension freedoms

Two-thirds of DC pension schemes are offering members the chance to access the freedom and choice reforms launched last month, according...

PFS warns on ‘rising danger’ of unregulated financial activity

The danger of consumers falling into non-regulated financial advice is increasing and the government must...

Pension freedoms bring difficult retirement income decisions

I have been out and about talking to advisers quite a lot recently and although the pension reforms are generally well received, there are...

Ros Altmann hopeful on ‘secondary’ market for annuitants

Ros Altmann, the new pensions minister, has told annuitants she...

Guidance mistaken for advice ‘devalues the real thing’

The potential for savers taking free financial guidance to mistake it for advice is real...
 

Popular articles

Stephen McPhillips: The numbers game of SIPP consolidation

Stephen McPhillips explores the consolidation in the SIPP market and warns if deals are going ahead largely to drive client numbers ever skywards what follows might not be a pleasant experience for either client or adviser.