Retirement income

Freedom and choice: Working through the pensions maze

It’s great that pensions and retirement has become a central topic for mainstream media. When we see the red tops providing pull-out guides to pension...

Trust issues: Will politicians leave pensions alone after the general election?

Will the politics ever be taken out of pensions? It is a question I ask myself with just a few weeks to go until...

Staying invested? Four low-risk scenarios when investing retirement savings

The landmark pension freedoms available from today will change the way in which people invest their retirement savings. I'm 70 with limited other income and a remaining self-invested pension pot of £80,000. Victoria Hasler, at fund research group Square Mile, says: "Start with a mixture of funds ...

Oasis of calm: Five advisers describe day one of pensions freedom

'He thought he could get another lot tax free' John Kirk, managing director, Edwards Financial Services Number of enquiries since 6 April: Two What were they...

Parmenion adds extra drawdown options to in-house SIPP

Parmenion has added four withdrawal options to its in-house self-invested personal pension (SIPP) offering, including uncrystallised lump sum (UFPLS). Pension commencement lump sum (PCLS), ‘taxable...

Will unit-linked guarantees come of age under pensions freedom?

We recently saw the Financial Conduct Authority’s (FCA) director of policy, David Geale, confirm that he thought it was too early to see a...
Behavioural finance: What would you choose?

Second-hand annuity market may fail to develop – think tank

The market for selling second-hand annuity contracts might fail to properly develop, think thank the Institute for Fiscal Studies (IFS) suggests. It also warned many...

Standard Life warns non-advised drawdown retirees on sequence of return risk

The pensions industry must devise better strategies to help non-advised retirees cope with sequence of return risk while in drawdown, Standard Life has said. The...

MGM launches ‘money back’ annuity

MGM Advantage has launched a 'money back' guarantee annuity as it prepares for the introduction of pensions freedom and choice. Its 'new rules annuity' offers...
Market movements: TPAS talks guidance and advice

Pensions freedom under threat from provider ‘capacity crunch’ – TPAS

Providers will struggle to cope with demand as pensions freedom and choice begins, The Pensions Advisory Service has warned. Chief executive Michelle Cracknell said a...
 

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