Retirement income

Making it work: Getting the most out of pensions freedom

Making it work: Getting the most out of pensions freedom

The new pension rules are the most radical in living memory, and the most positive aspect is that they empower people to create the...
Retirement wrappers: Do pensions still trump ISAs?

Retirement wrappers: Do pensions still trump ISAs?

Speaking at the second Retirement Planner breakfast briefing, in association with Prudential, head of technical Les Cameron gave advisers in the room his take on...

Three golden rules: Key Retirement Solutions’ new approach

Monday 6 April 2015 will be remembered as a watershed moment for the pensions industry, when everyone aged 55-plus with a defined contribution pot...
Rewriting the rules on retirement planning

Out with the old: Retirement planning rules rewritten

The retirement planning rule book has truly been turned on its head by pensions freedom and choice, due to come into force on Easter...
Behavioural finance: What would you choose?

The emotional side of pensions freedom and choice

Advisers will be familiar with helping clients work through the emotional aspects of making retirement income decisions. In the past the average retiree based that...
Taking a leap of faith with defined benefit transfers

Taking a leap of faith with defined benefit transfers

  The government's flagship retirement policy, pensions freedom and choice, gives over 55s complete access to their defined contribution (DC) pension pots from 6 April. The...
Exploring key risk factors in retirement planning

Retirement planning risk factors

When babyboomers got their first job their retirement planning responsibilities were often on the shoulders of their employers. Now, as they come to retire,...
Rebooting retirement income

It’s a game changer: Vince Smith-Hughes on death benefits

Speaking at the first Retirement Planner breakfast briefing, in association with Prudential, Vince Smith-Hughes gave advisers in the room insight on the package of...
Drilling into drawdown: Before and after 6 April

Drilling into drawdown: Before and after 6 April

'Radical' is surely the right word to describe the changes to pensions coming into effect from 6 April. Alterations to death benefit rules should also...
Bright idea: LTC funding via flexi-access drawdown

Bright idea: LTC funding via flexi-access drawdown

An ageing population brings with it the inevitable increase in demand for social care. Paying for long-term care is a big issue - not just for...
 

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