Retirement income

Advisers must not be the pensions freedom ‘fall guys’

The fallout from pension freedom (how I detest that phrase, as if owning a pension fund is something terrible...

Putting it off: Will deferred annuities make a return?

Before Chancellor George Osborne's March 2014 Budget, it could be...

Under threat: Will pure SIPPs last another 25 years?

Self-invested personal pensions (SIPPs), now 25-years-old, were originally a niche product aimed at entrepreneurial investors. But with the growth of platforms and platform SIPPs they...

Endangered species: John Moret on the future of bespoke SIPPs

In preparation for a talk I gave recently at an AMPs conference, I conducted my own survey of the top thirty or so SIPP...
A case study special on death benefits post-pensions freedom

It’s not easy being an adviser (but why should it be?)

If there were a list of professions judged by how ‘easy’ they are to work within, I’m pretty sure that being a financial adviser...

Steve Webb confirmed as Retirement Planner Forum keynote

Former pensions minister Steve Webb will make a keynote speech at the upcoming Retirement Planner...

Friends Life backtracks on freedom and choice offering

Friends Life will not be offering its customers the uncrystallised funds pension lump sum (UFPLS) option under the freedom and choice...
Gary Dale

Pensions freedom: Accessible advice an ‘absolute necessity’

The government’s pensions freedom reforms which came into effect on April 6 were championed as the biggest changes to happen to the pensions industry...

OAP divorce rate doubles in just a decade

The divorce rate among pensioners has doubled in a decade. Some 9% of those aged over 65 were divorced in 2011...

‘Potentially devastating’: Pound cost ravaging in decumulation

The freedom to manage your own income throughout retirement, as those over 55 can now do, comes with welcome flexibility but also massive challenges. One...
 

Popular articles

Stephen McPhillips: The numbers game of SIPP consolidation

Stephen McPhillips explores the consolidation in the SIPP market and warns if deals are going ahead largely to drive client numbers ever skywards what follows might not be a pleasant experience for either client or adviser.