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Bright idea: LTC funding via flexi-access drawdown

RP Inquiry: Was pensions freedom a policy made ‘on the hoof?’

George Osborne's pensions freedom bombshell, dropped in March last year, was widely welcomed by the pensions industry, but brought a raft of time pressures...
SIPP rebirth: The most flexible pension product ever?

Full flexibility: Will pensions freedom shine the light on SIPPs?

The pensions landscape has been under constant change for decades and the self-invested personal pension (SIPP) is changing again in 2015. Financial advisers will play...
Behavioural finance: What would you choose?

The emotional side of pensions freedom and choice

Advisers will be familiar with helping clients work through the emotional aspects of making retirement income decisions. In the past the average retiree based that...
Taking a leap of faith with defined benefit transfers

Taking a leap of faith with defined benefit transfers

  The government's flagship retirement policy, pensions freedom and choice, gives over 55s complete access to their defined contribution (DC) pension pots from 6 April. The...
Exploring key risk factors in retirement planning

Retirement planning risk factors

When babyboomers got their first job their retirement planning responsibilities were often on the shoulders of their employers. Now, as they come to retire,...
Rebooting retirement income

It’s a game changer: Vince Smith-Hughes on death benefits

Speaking at the first Retirement Planner breakfast briefing, in association with Prudential, Vince Smith-Hughes gave advisers in the room insight on the package of...
Drilling into drawdown: Before and after 6 April

Drilling into drawdown: Before and after 6 April

'Radical' is surely the right word to describe the changes to pensions coming into effect from 6 April. Alterations to death benefit rules should also...
What could possibly go wrong?

Is there a risk of information overload on pensions?

The biggest package of pension reforms in a generation, now just days away, will bring freedom and choice to retirees. There is no doubt people will have...
Scheme pensions: The one thing Webb forgot about...

Scheme pensions: The one thing Webb forgot about…

Money purchase scheme pensions are the Marmite of retirement planning. It is safe to say they have either been loved or hated by advisers and providers alike....
Market movements: TPAS talks guidance and advice

TPAS’ Michelle Cracknell: ‘We really want to keep people positive about pensions’

Delivering on George Osborne's promise of "free, impartial guidance for all retirees" was never going to be a simple task. Starting from scratch with a...
 

Popular articles

LTA freeze: Rishi Sunak sends ‘wrong message’ to pension savers

Rishi Sunak’s decision to freeze the lifetime allowance (LTA) for pension contributions has been widely criticised by pensions experts who say the move sends the “wrong message” to savers.