RP Inquiry: Was pensions freedom a policy made ‘on the hoof?’
George Osborne's pensions freedom bombshell, dropped in March last year, was widely welcomed by the pensions industry, but brought a raft of time pressures...
Full flexibility: Will pensions freedom shine the light on SIPPs?
The pensions landscape has been under constant change for decades and the self-invested personal pension (SIPP) is changing again in 2015.
Financial advisers will play...
The emotional side of pensions freedom and choice
Advisers will be familiar with helping clients work through the emotional aspects of making retirement income decisions.
In the past the average retiree based that...
Taking a leap of faith with defined benefit transfers
The government's flagship retirement policy, pensions freedom and choice, gives over 55s complete access to their defined contribution (DC) pension pots from 6 April.
The...
Retirement planning risk factors
When babyboomers got their first job their retirement planning responsibilities were often on the shoulders of their employers. Now, as they come to retire,...
It’s a game changer: Vince Smith-Hughes on death benefits
Speaking at the first Retirement Planner breakfast briefing, in association with Prudential, Vince Smith-Hughes gave advisers in the room insight on the package of...
Drilling into drawdown: Before and after 6 April
'Radical' is surely the right word to describe the changes to pensions coming into effect from 6 April.
Alterations to death benefit rules should also...
Is there a risk of information overload on pensions?
The biggest package of pension reforms in a generation, now just days away, will bring freedom and choice to retirees.
There is no doubt people will have...
Scheme pensions: The one thing Webb forgot about…
Money purchase scheme pensions are the Marmite of retirement planning.
It is safe to say they have either been loved or hated by advisers and providers alike....
TPAS’ Michelle Cracknell: ‘We really want to keep people positive about pensions’
Delivering on George Osborne's promise of "free, impartial guidance for all retirees" was never going to be a simple task.
Starting from scratch with a...