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Why a default retirement pathway is essential under pensions freedom

After much fanfare, debate and speculation, the government's brand new pensions freedom reforms are almost here. These new flexibilities have the potential to bring real...
Market movements: TPAS talks guidance and advice

Pensions freedom under threat from provider ‘capacity crunch’ – TPAS

Providers will struggle to cope with demand as pensions freedom and choice begins, The Pensions Advisory Service has warned. Chief executive Michelle Cracknell said a...
A case study special on death benefits post-pensions freedom

Case study special: Death benefits post-pensions freedom

The case study Fidelity retirement director Alan Higham (AH) came up with the following scenario… Death benefits Brian Bowers is a recent client. He is 65 years...
Rewriting the rules on retirement planning

Missed opportunity: Osborne should have canned lifetime allowance

Last year's Budget packed such a powerful pensions punch that the 2015 announcement felt a bit limp in comparison. The new flexibilities announced in 2014...

Rachel Vahey: ‘Dear George, pensions are not a cash cow’

The Chancellor used his last election before the general election to cut the lifetime allowance on pension saving from £1.25m to £1m. Here independent...
Playing catch-up to gain pension freedom

Using past allowances to get the drop on pension freedom

Now may be the right time to play catch-up for any clients who have neglected their pension savings in recent years or have relied...
Making it work: Getting the most out of pensions freedom

Making it work: Getting the most out of pensions freedom

The new pension rules are the most radical in living memory, and the most positive aspect is that they empower people to create the...
Sanity check: SIPP operator business risks uncovered

Sanity check: SIPP operator business risks uncovered

There has been significant coverage of the third thematic review undertaken by the Financial Conduct Authority (FCA) into the operation of self-invested personal pension...

Three golden rules: Key Retirement Solutions’ new approach

Monday 6 April 2015 will be remembered as a watershed moment for the pensions industry, when everyone aged 55-plus with a defined contribution pot...
Bright idea: LTC funding via flexi-access drawdown

RP Inquiry: Was pensions freedom a policy made ‘on the hoof?’

George Osborne's pensions freedom bombshell, dropped in March last year, was widely welcomed by the pensions industry, but brought a raft of time pressures...

Popular articles

Government launches mid-life MOT website

The Department for Work and Pensions (DWP) has launched a website dedicated to signposting people to where they can receive...