Estate planning

Become a shareholder as part of IHT planning

Making financial gifts later in life in the context of planning for reducing inheritance tax (IHT) bills usually comes with the caveat that it...

Why every client with a business should be encouraged to write a will

Whether a client is in the accumulation phase of their retirement plan or post-retirement and taking income through an invested means, such as drawdown,...
Bright idea: LTC funding via flexi-access drawdown

Bright idea: LTC funding via flexi-access drawdown

An ageing population brings with it the inevitable increase in demand for social care. Paying for long-term care is a big issue - not just for...

A reality check on death benefits

The adviser community greeted the initial announcements on death benefit changes, in September 2014, with disbelief. While it did seem a bit too good to...
The multiple trusts waiting game

What is going on with multiple trusts?

Over the years a strategy of setting up trusts on different days has become a popular wealth planning strategy with advisers. This process, known as the...

Long-term care: Deferred payment agreements explained

The combination of the savings gap and people generally living longer means that long-term care is now an essential part of planning for clients'...
 

Popular articles

Rewriting the rules on retirement planning

Neil MacGillivray: Who pays to rebuild the UK economy?

With renewed calls for a flat rate tax relief in the wake of the pandemic and ahead of the so-called "mini-budget" on 8 July, Neil MacGillivray probes the government’s proposals and the mess that could ensue for DB schemes…