Estate planning

A case study special on death benefits post-pensions freedom

Case study special: Death benefits post-pensions freedom

The case study Fidelity retirement director Alan Higham (AH) came up with the following scenario… Death benefits Brian Bowers is a recent client. He is 65 years...
Rewriting the rules on retirement planning

Missed opportunity: Osborne should have canned lifetime allowance

Last year's Budget packed such a powerful pensions punch that the 2015 announcement felt a bit limp in comparison. The new flexibilities announced in 2014...

Lasting power of attorney restrictions explained

The Mental Capacity Act 2005, governing lasting power of attorney, comes with certain restrictions which limit the decisions that can be made by an...
Retirement wrappers: Do pensions still trump ISAs?

Retirement wrappers: Do pensions still trump ISAs?

Speaking at the second Retirement Planner breakfast briefing, in association with Prudential, head of technical Les Cameron gave advisers in the room his take on...

Three golden rules: Key Retirement Solutions’ new approach

Monday 6 April 2015 will be remembered as a watershed moment for the pensions industry, when everyone aged 55-plus with a defined contribution pot...
Lasting power of attorney: All you need to know

Lasting power of attorney explained

Most of us take it for granted that we will go on being able to manage our finances for the rest of our lives,...
Rewriting the rules on retirement planning

Out with the old: Retirement planning rules rewritten

The retirement planning rule book has truly been turned on its head by pensions freedom and choice, due to come into force on Easter...

Become a shareholder as part of IHT planning

Making financial gifts later in life in the context of planning for reducing inheritance tax (IHT) bills usually comes with the caveat that it...

Why every client with a business should be encouraged to write a will

Whether a client is in the accumulation phase of their retirement plan or post-retirement and taking income through an invested means, such as drawdown,...
Bright idea: LTC funding via flexi-access drawdown

Bright idea: LTC funding via flexi-access drawdown

An ageing population brings with it the inevitable increase in demand for social care. Paying for long-term care is a big issue - not just for...

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