July 2008 Issue

Annuities

• Take time to explore the options
• Open up all options
• Income for life - guaranteed
• Playing safe with annuities

Comment

• Interest rates... up or down?
• Farming for profit
• Inflation hits pensioners hard
• Here to meet needs

Editor's Comment

• Making sure things run smoothly

Equity Release

• Silver lining for equity release
• What clients need to know
• A controlled evolution

Investment

• Securing income
• Beating inflation blues
• One size doesn't fit all

Letters

• Time for a rethink
• The price of a guarantee

Retirement Income

• Not a trivial issue
• Income boost

SIPPs

• Are CSIPPs the future?

Statistics

• Performance

Tax and Trusts

• Preparation is everything
• Easing the IHT burden

The Big Interview

• Life enhancing product
• A brave new world
• Offshore innovation

The Big Question

• Question: Recent research suggests that while some investors are happy to pay for peace of mind, the high costs associated with variable annuities may not be justified for others - do you agree?

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