February 2008 Issue

Annuities

• Changing of the guard

Comment

• Asset allocation...
• Making a cash cow
• Guidance anew for 2007 rebates
• Only a 'starting point'

Editor's Comment

• New year: fresh start

Equity Release

• Hidden opportunities

Income Drawdown

• FIPP does what it says on the tin

Investment

• How are your sea legs?

Investment Trusts

• Trust in the future

Letters

• To give advice, or not
• Guaranteed retirement income is vital ingredient in the 'sandwich'
• Removing the stigma
• Playing FTSE with your future

PEPs and ISAs

• Pensions vs ISAs

Retirement Income

• Adapting to change
• Increased flexibility
• Double act for advisers

Retirement Planning

• Securing a fair deal
• The need to raise service standards

Statistics

• Performance

Tax and Trusts

• A battle of wills
• A tricky business

The Big Interview

• Sound advice

The Big Question

• Question: How can service standards (particularly transfer times) be improved within the pensions industry? Is regulation the only way?

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