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Adviser anger over HMRC tax letter responsibility

The burden of telling taxpayers to declare all overseas income should not fall on financial advisers but on HM Revenue...

IHT to hit more people but simple steps can cut costs, advisers say

Positive market conditions coupled with the frozen nil-rate band have helped to significantly increase government inheritance tax (IHT) receipts this...

Martin Jones: Don’t ignore pension freedom in IHT planning

While the advent of pension freedom two years ago mostly caught the eye as a result of the new ability to take...

OMGI warns of ‘dearth of innovation’ in decumulation

There has been a "dearth of innovation" in investment solutions created for the decumulation stage, with many providers "repurposing" accumulation products instead,...

Fiona Tait: The TPR’s priorities for next three years

Fiona Tait analyses the impact of the regulator’s objectives on pension schemes. In its corporate plan, The Pension Regulator (TPR) has laid out its eight...

Bernadette Lewis: Funding a spouse or cohabitee’s pension

Third-party contributions generate tax breaks and benefit high earners, as Bernadette Lewis explains. Tightening annual and lifetime allowances may make funding spouses, civil partners and...

CII pushes ahead with new transfer qualification

The Chartered Insurance Institute (CII) is pushing ahead with the launch of a new pension transfer qualification in light of the regulator's recent...

Gareth Hughes: Death benefits and why tax matters when passing on a pension

Gareth Hughes explains the issues retirement planners and their clients need to consider when passing pension wealth to future generations. The introduction of pension freedom...

Helen O’Hagan: The ‘WHAT’ of trusts – loan trusts

In the second article in her series on trusts, Helen O’Hagan makes the trust journey simpler and less complex. Having last month looked at gift...

Lisa Webster: When can a client obtain a contribution refund?

Lisa Webster runs through the three exceptions to HMRC’s otherwise hard-and-fast rule that, once a pension contribution has been made, a saver cannot get...

Popular articles

NEST: Hybrid DC ‘rainy day’ products with early access options can...

The National Employment Saving's Trust (NEST) says hybrid products could help defined contribution (DC) savers on low incomes weather financial shocks better....