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Simon Ruthers: The role of business relief in estate planning

Business relief assets can offer an excellent estate-planning solution, argues Simon Ruthers, but advisers need to take time to understand...

IHT receipts grow to £4.9bn in 2016/17

The taxman collected almost £4.9bn in inheritance tax (IHT) in 2016/17, according to its latest figures, representing the highest level of IHT...

Don’t let pension benefits end up in wrong hands, warns Royal London

Increased rates of divorce and marriage among over-65s presents a growing risk pension benefits could go to the wrong person on death, if...

Will trusts: A vital tool for inheritance planning

Putting trust clauses in wills can be advantageous despite the residential nil-rate band, as Paul Wilcox explains. Making a will is the cornerstone of retirement...

Andy Woollon: The R-NRB devil is in the detail

It may feel as if people have been talking about the residence nil-rate band for some years but, in reality, it only started phasing...

Paul Wilcox: No deliberate deprivation here …

Not only does the ‘gift and loan’ IHT strategy not use up any valuable allowances, explains Paul Wilcox, it is uncontroversial because it does...

Legacy vs care costs: Is there a conflict?

Paul Wilcox analyses whether high care home fees prevent people passing wealth to their children. Getting older happens to us all, but the potential expense...

Bob Champion: Has Cridland just made the case for holistic retirement advice?

A single picture from John Cridland’s Independent Review of the State Pension Age contains a very important message, believes Bob Champion. Pension experts maintain someone...

IHT perk: Benefiting from the residence nil-rate band

On 6 April, the inheritance tax (IHT) residence nil-rate band (RNRB) will come into force, writes Gareth Hughes. Available in addition to the existing nil-rate...

Clare Moffat: Calculation of IHT in relation to pensions and Staveley

Sponsored content: Clare Moffat considers the impact of inheritance tax on pension death benefits and the potential impact of the Staveley case The rise in defined...

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NEST: Hybrid DC ‘rainy day’ products with early access options can...

The National Employment Saving's Trust (NEST) says hybrid products could help defined contribution (DC) savers on low incomes weather financial shocks better....